International Finance

International Finance

 

 

Summaries

 

Balance of Payments (BOP) account:

 

Current account + capital account + official reserve account = 0

 

Current account: goods, services, investment income, gifts

Capital Account: investment principal

Official Reserve: government holding of foreign currency (Changes of reserve) surplus: sell domestic currency

 

Supply of currency: depreciate => more export less import =>supply quantity reduces

 

Demand of currency: depreciate => more export less import => demand quantity increases

 

Factors affecting exchange rate (affect both supply and demand curves, oppositely):

  1. Interest rate differentials
  2. Expected future exchange rate

 

Since both demand and supply are affected by the same factors, even though the exchange rate can be volatile, the quantity actually exchanged can be stable.

 

Purchasing power parity: changes in price in 2 countries should be reflected in the exchange rate.

 

Interest rate parity: exchange rate must change to reflect the interest rates of countries with identical risks.

 

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